CAUTION: "If it sounds too good to be true, it probably is." There are a multitude of companies across the Internet, referred to as iBuyers. Read this cautionary article before being lured in.
Financing Home Improvements
Deciding to make improvements on your home is a big decision. As it turns out, funding the updates is too! We're here to help. Review this info and contact us for guidance.
What goes with the house?
For both buyers and sellers, there can sometimes be confusion on exactly what goes with the house and what goes with the seller when they move.
Even when real estate agents sell their homes, they have the same expectations as most sellers. What are they and are they realistic?
Your Rate Depends on your Score
Do you know your FICO score? More importantly, did you know that it has a major impact on what interest rate you will pay?
What Is Mortgage Lock-in?
For some buyers, interest rates can make the difference of whether they can buy a home or not. Can you lock in a rate? Is it always wise to do so?
What's Keeping Buyers Out Of The Market?
In short, saving enough for a deposit. See what buyers have done in 2019 to manage this challenge.
Downsizing in 2020
Approximately 52 million or 16% of Americans are age 65 and over. It is easy to understand that some of them are thinking of downsizing their home because they don't need the same space they did in the past.
In Case Of Emergency
Imagine having an emergency in your home and needing to find something that will solve the problem. You need to be able to put your hands on it quickly.
Another Source for a Down Payment
Borrowing from a 401k, 403b or the cash value of life insurance policy is a common financial strategy.